FHA Government Insured Home Loans
FHA loans offer flexible underwriting guidelines and low interest rates. FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.
FHA Loan Limits too low? Look up Conventional Loan Limits HERE
Have Questions About Loan Limits?
Speak to a Mortgage Expert Now
Let us match you with a mortgage expert that we know and trust
Kentucky FHA Loan Limits by County
| County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
|---|---|---|---|---|
| ADAIR | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLEN | $331,760 | $424,800 | $513,450 | $638,100 |
| ANDERSON | $331,760 | $424,800 | $513,450 | $638,100 |
| BALLARD | $331,760 | $424,800 | $513,450 | $638,100 |
| BARREN | $331,760 | $424,800 | $513,450 | $638,100 |
| BATH | $331,760 | $424,800 | $513,450 | $638,100 |
| BELL | $331,760 | $424,800 | $513,450 | $638,100 |
| BOONE | $331,760 | $424,800 | $513,450 | $638,100 |
| BOURBON | $331,760 | $424,800 | $513,450 | $638,100 |
| BOYD | $331,760 | $424,800 | $513,450 | $638,100 |
| BOYLE | $331,760 | $424,800 | $513,450 | $638,100 |
| BRACKEN | $331,760 | $424,800 | $513,450 | $638,100 |
| BREATHITT | $331,760 | $424,800 | $513,450 | $638,100 |
| BRECKINRIDGE | $331,760 | $424,800 | $513,450 | $638,100 |
| BULLITT | $333,500 | $426,950 | $516,050 | $641,350 |
| BUTLER | $331,760 | $424,800 | $513,450 | $638,100 |
| CALDWELL | $331,760 | $424,800 | $513,450 | $638,100 |
| CALLOWAY | $331,760 | $424,800 | $513,450 | $638,100 |
| CAMPBELL | $331,760 | $424,800 | $513,450 | $638,100 |
| CARLISLE | $331,760 | $424,800 | $513,450 | $638,100 |
| CARROLL | $331,760 | $424,800 | $513,450 | $638,100 |
| CARTER | $331,760 | $424,800 | $513,450 | $638,100 |
| CASEY | $331,760 | $424,800 | $513,450 | $638,100 |
| CHRISTIAN | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARK | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | $331,760 | $424,800 | $513,450 | $638,100 |
| CRITTENDEN | $331,760 | $424,800 | $513,450 | $638,100 |
| CUMBERLAND | $331,760 | $424,800 | $513,450 | $638,100 |
| DAVIESS | $331,760 | $424,800 | $513,450 | $638,100 |
| EDMONSON | $331,760 | $424,800 | $513,450 | $638,100 |
| ELLIOTT | $331,760 | $424,800 | $513,450 | $638,100 |
| ESTILL | $331,760 | $424,800 | $513,450 | $638,100 |
| FAYETTE | $331,760 | $424,800 | $513,450 | $638,100 |
| FLEMING | $331,760 | $424,800 | $513,450 | $638,100 |
| FLOYD | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | $331,760 | $424,800 | $513,450 | $638,100 |
| FULTON | $331,760 | $424,800 | $513,450 | $638,100 |
| GALLATIN | $331,760 | $424,800 | $513,450 | $638,100 |
| GARRARD | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | $331,760 | $424,800 | $513,450 | $638,100 |
| GRAVES | $331,760 | $424,800 | $513,450 | $638,100 |
| GRAYSON | $331,760 | $424,800 | $513,450 | $638,100 |
| GREEN | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENUP | $331,760 | $424,800 | $513,450 | $638,100 |
| HANCOCK | $331,760 | $424,800 | $513,450 | $638,100 |
| HARDIN | $331,760 | $424,800 | $513,450 | $638,100 |
| HARLAN | $331,760 | $424,800 | $513,450 | $638,100 |
| HARRISON | $331,760 | $424,800 | $513,450 | $638,100 |
| HART | $331,760 | $424,800 | $513,450 | $638,100 |
| HENDERSON | $331,760 | $424,800 | $513,450 | $638,100 |
| HENRY | $331,760 | $424,800 | $513,450 | $638,100 |
| HICKMAN | $331,760 | $424,800 | $513,450 | $638,100 |
| HOPKINS | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | $333,500 | $426,950 | $516,050 | $641,350 |
| JESSAMINE | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSON | $331,760 | $424,800 | $513,450 | $638,100 |
| KENTON | $331,760 | $424,800 | $513,450 | $638,100 |
| KNOTT | $331,760 | $424,800 | $513,450 | $638,100 |
| KNOX | $331,760 | $424,800 | $513,450 | $638,100 |
| LARUE | $331,760 | $424,800 | $513,450 | $638,100 |
| LAUREL | $331,760 | $424,800 | $513,450 | $638,100 |
| LAWRENCE | $331,760 | $424,800 | $513,450 | $638,100 |
| LEE | $331,760 | $424,800 | $513,450 | $638,100 |
| LESLIE | $331,760 | $424,800 | $513,450 | $638,100 |
| LETCHER | $331,760 | $424,800 | $513,450 | $638,100 |
| LEWIS | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | $331,760 | $424,800 | $513,450 | $638,100 |
| LIVINGSTON | $331,760 | $424,800 | $513,450 | $638,100 |
| LOGAN | $331,760 | $424,800 | $513,450 | $638,100 |
| LYON | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | $331,760 | $424,800 | $513,450 | $638,100 |
| MAGOFFIN | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | $331,760 | $424,800 | $513,450 | $638,100 |
| MARTIN | $331,760 | $424,800 | $513,450 | $638,100 |
| MASON | $331,760 | $424,800 | $513,450 | $638,100 |
| MCCRACKEN | $331,760 | $424,800 | $513,450 | $638,100 |
| MCCREARY | $331,760 | $424,800 | $513,450 | $638,100 |
| MCLEAN | $331,760 | $424,800 | $513,450 | $638,100 |
| MEADE | $331,760 | $424,800 | $513,450 | $638,100 |
| MENIFEE | $331,760 | $424,800 | $513,450 | $638,100 |
| MERCER | $331,760 | $424,800 | $513,450 | $638,100 |
| METCALFE | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | $331,760 | $424,800 | $513,450 | $638,100 |
| MORGAN | $331,760 | $424,800 | $513,450 | $638,100 |
| MUHLENBERG | $331,760 | $424,800 | $513,450 | $638,100 |
| NELSON | $331,760 | $424,800 | $513,450 | $638,100 |
| NICHOLAS | $331,760 | $424,800 | $513,450 | $638,100 |
| OHIO | $331,760 | $424,800 | $513,450 | $638,100 |
| OLDHAM | $333,500 | $426,950 | $$516,050 | $641,350 |
| OWEN | $331,760 | $424,800 | $513,450 | $638,100 |
| OWSLEY | $331,760 | $424,800 | $513,450 | $638,100 |
| PENDLETON | $331,760 | $424,800 | $513,450 | $638,100 |
| PERRY | $331,760 | $424,800 | $513,450 | $638,100 |
| PIKE | $331,760 | $424,800 | $513,450 | $638,100 |
| POWELL | $331,760 | $424,800 | $513,450 | $638,100 |
| PULASKI | $331,760 | $424,800 | $513,450 | $638,100 |
| ROBERTSON | $331,760 | $424,800 | $513,450 | $638,100 |
| ROCKCASTLE | $331,760 | $424,800 | $513,450 | $638,100 |
| ROWAN | $331,760 | $424,800 | $513,450 | $638,100 |
| RUSSELL | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTT | $331,760 | $424,800 | $513,450 | $638,100 |
| SHELBY | $333,500 | $426,950 | $516,050 | $641,350 |
| SIMPSON | $331,760 | $424,800 | $513,450 | $638,100 |
| SPENCER | $333,500 | $426,950 | $516,050 | $641,350 |
| TAYLOR | $331,760 | $424,800 | $513,450 | $638,100 |
| TODD | $331,760 | $424,800 | $513,450 | $638,100 |
| TRIGG | $331,760 | $424,800 | $513,450 | $638,100 |
| TRIMBLE | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | $331,760 | $424,800 | $513,450 | $638,100 |
| WEBSTER | $331,760 | $424,800 | $513,450 | $638,100 |
| WHITLEY | $331,760 | $424,800 | $513,450 | $638,100 |
| WOLFE | $331,760 | $424,800 | $513,450 | $638,100 |
| WOODFORD | $331,760 | $424,800 | $513,450 | $638,100 |