FHA Government Insured Home Loans
FHA loans offer flexible underwriting guidelines and low interest rates. FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.
FHA Loan Limits too low? Look up Conventional Loan Limits HERE
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Michigan FHA Loan Limits by County
| County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
|---|---|---|---|---|
| ALCONA | $331,760 | $424,800 | $513,450 | $638,100 |
| ALGER | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLEGAN | $331,760 | $424,800 | $513,450 | $638,100 |
| ALPENA | $331,760 | $424,800 | $513,450 | $638,100 |
| ANTRIM | $331,760 | $424,800 | $513,450 | $638,100 |
| ARENAC | $331,760 | $424,800 | $513,450 | $638,100 |
| BARAGA | $331,760 | $424,800 | $513,450 | $638,100 |
| BARRY | $331,760 | $424,800 | $513,450 | $638,100 |
| BAY | $331,760 | $424,800 | $513,450 | $638,100 |
| BENZIE | $331,760 | $424,800 | $513,450 | $638,100 |
| BERRIEN | $331,760 | $424,800 | $513,450 | $638,100 |
| BRANCH | $331,760 | $424,800 | $513,450 | $638,100 |
| CALHOUN | $331,760 | $424,800 | $513,450 | $638,100 |
| CASS | $331,760 | $424,800 | $513,450 | $638,100 |
| CHARLEVOIX | $331,760 | $424,800 | $513,450 | $638,100 |
| CHEBOYGAN | $331,760 | $424,800 | $513,450 | $638,100 |
| CHIPPEWA | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARE | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAWFORD | $331,760 | $424,800 | $513,450 | $638,100 |
| DELTA | $331,760 | $424,800 | $513,450 | $638,100 |
| DICKINSON | $331,760 | $424,800 | $513,450 | $638,100 |
| EATON | $331,760 | $424,800 | $513,450 | $638,100 |
| EMMET | $331,760 | $424,800 | $513,450 | $638,100 |
| GENESEE | $331,760 | $424,800 | $513,450 | $638,100 |
| GLADWIN | $331,760 | $424,800 | $513,450 | $638,100 |
| GOGEBIC | $331,760 | $424,800 | $513,450 | $638,100 |
| GRAND TRAVERSE | $331,760 | $424,800 | $513,450 | $638,100 |
| GRATIOT | $331,760 | $424,800 | $513,450 | $638,100 |
| HILLSDALE | $331,760 | $424,800 | $513,450 | $638,100 |
| HOUGHTON | $331,760 | $424,800 | $513,450 | $638,100 |
| HURON | $331,760 | $424,800 | $513,450 | $638,100 |
| INGHAM | $331,760 | $424,800 | $513,450 | $638,100 |
| IONIA | $331,760 | $424,800 | $513,450 | $638,100 |
| IOSCO | $331,760 | $424,800 | $513,450 | $638,100 |
| IRON | $331,760 | $424,800 | $513,450 | $638,100 |
| ISABELLA | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | $331,760 | $424,800 | $513,450 | $638,100 |
| KALAMAZOO | $331,760 | $424,800 | $513,450 | $638,100 |
| KALKASKA | $331,760 | $424,800 | $513,450 | $638,100 |
| KENT | $331,760 | $424,800 | $513,450 | $638,100 |
| KEWEENAW | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | $331,760 | $424,800 | $513,450 | $638,100 |
| LAPEER | $331,760 | $424,800 | $513,450 | $638,100 |
| LEELANAU | $331,760 | $424,800 | $513,450 | $638,100 |
| LENAWEE | $331,760 | $424,800 | $513,450 | $638,100 |
| LIVINGSTON | $331,760 | $424,800 | $513,450 | $638,100 |
| LUCE | $331,760 | $424,800 | $513,450 | $638,100 |
| MACKINAC | $331,760 | $424,800 | $513,450 | $638,100 |
| MACOMB | $331,760 | $424,800 | $513,450 | $638,100 |
| MANISTEE | $331,760 | $424,800 | $513,450 | $638,100 |
| MARQUETTE | $331,760 | $424,800 | $513,450 | $638,100 |
| MASON | $331,760 | $424,800 | $513,450 | $638,100 |
| MECOSTA | $331,760 | $424,800 | $513,450 | $638,100 |
| MENOMINEE | $331,760 | $424,800 | $513,450 | $638,100 |
| MIDLAND | $331,760 | $424,800 | $513,450 | $638,100 |
| MISSAUKEE | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTCALM | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTMORENCY | $331,760 | $424,800 | $513,450 | $638,100 |
| MUSKEGON | $331,760 | $424,800 | $513,450 | $638,100 |
| NEWAYGO | $331,760 | $424,800 | $513,450 | $638,100 |
| OAKLAND | $331,760 | $424,800 | $513,450 | $638,100 |
| OCEANA | $331,760 | $424,800 | $513,450 | $638,100 |
| OGEMAW | $331,760 | $424,800 | $513,450 | $638,100 |
| ONTONAGON | $331,760 | $424,800 | $513,450 | $638,100 |
| OSCEOLA | $331,760 | $424,800 | $513,450 | $638,100 |
| OSCODA | $331,760 | $424,800 | $513,450 | $638,100 |
| OTSEGO | $331,760 | $424,800 | $513,450 | $638,100 |
| OTTAWA | $331,760 | $424,800 | $513,450 | $638,100 |
| PRESQUE ISLE | $331,760 | $424,800 | $513,450 | $638,100 |
| ROSCOMMON | $331,760 | $424,800 | $513,450 | $638,100 |
| SAGINAW | $331,760 | $424,800 | $513,450 | $638,100 |
| SANILAC | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHOOLCRAFT | $331,760 | $424,800 | $513,450 | $638,100 |
| SHIAWASSEE | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. CLAIR | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. JOSEPH | $331,760 | $424,800 | $513,450 | $638,100 |
| TUSCOLA | $331,760 | $424,800 | $513,450 | $638,100 |
| VAN BUREN | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHTENAW | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | $331,760 | $424,800 | $513,450 | $638,100 |
| WEXFORD | $331,760 | $424,800 | $513,450 | $638,100 |