FHA Government Insured Home Loans
FHA loans offer flexible underwriting guidelines and low interest rates. FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.
FHA Loan Limits too low? Look up Conventional Loan Limits HERE
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Minnesota FHA Loan Limits by County
| County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
|---|---|---|---|---|
| AITKIN | $331,760 | $424,800 | $513,450 | $638,100 |
| ANOKA | $382,950 | $490,250 | $592,600 | $736,450 |
| BECKER | $331,760 | $424,800 | $513,450 | $638,100 |
| BELTRAMI | $331,760 | $424,800 | $513,450 | $638,100 |
| BENTON | $331,760 | $424,800 | $513,450 | $638,100 |
| BIG STONE | $331,760 | $424,800 | $513,450 | $638,100 |
| BLUE EARTH | $331,760 | $424,800 | $513,450 | $638,100 |
| BROWN | $331,760 | $424,800 | $513,450 | $638,100 |
| CARLTON | $331,760 | $424,800 | $513,450 | $638,100 |
| CARVER | $382,950 | $490,250 | $592,600 | $736,450 |
| CASS | $331,760 | $424,800 | $513,450 | $638,100 |
| CHIPPEWA | $331,760 | $424,800 | $513,450 | $638,100 |
| CHISAGO | $382,950 | $490,250 | $592,600 | $736,450 |
| CLAY | $331,760 | $424,800 | $513,450 | $638,100 |
| CLEARWATER | $331,760 | $424,800 | $513,450 | $638,100 |
| COOK | $331,760 | $424,800 | $513,450 | $638,100 |
| COTTONWOOD | $331,760 | $424,800 | $513,450 | $638,100 |
| CROW WING | $331,760 | $424,800 | $513,450 | $638,100 |
| DAKOTA | $382,950 | $490,250 | $592,600 | $736,450 |
| DODGE | $331,760 | $424,800 | $513,450 | $638,100 |
| DOUGLAS | $331,760 | $424,800 | $513,450 | $638,100 |
| FARIBAULT | $331,760 | $424,800 | $513,450 | $638,100 |
| FILLMORE | $331,760 | $424,800 | $513,450 | $638,100 |
| FREEBORN | $331,760 | $424,800 | $513,450 | $638,100 |
| GOODHUE | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | $331,760 | $424,800 | $513,450 | $638,100 |
| HENNEPIN | $382,950 | $490,250 | $592,600 | $736,450 |
| HOUSTON | $331,760 | $424,800 | $513,450 | $638,100 |
| HUBBARD | $331,760 | $424,800 | $513,450 | $638,100 |
| ISANTI | $382,950 | $490,250 | $592,600 | $736,450 |
| ITASCA | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | $331,760 | $424,800 | $513,450 | $638,100 |
| KANABEC | $331,760 | $424,800 | $513,450 | $638,100 |
| KANDIYOHI | $331,760 | $424,800 | $513,450 | $638,100 |
| KITTSON | $331,760 | $424,800 | $513,450 | $638,100 |
| KOOCHICHING | $331,760 | $424,800 | $513,450 | $638,100 |
| LAC QUI PARLE | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE OF THE WOO | $331,760 | $424,800 | $513,450 | $638,100 |
| LE SUEUR | $382,950 | $490,250 | $592,600 | $736,450 |
| LINCOLN | $331,760 | $424,800 | $513,450 | $638,100 |
| LYON | $331,760 | $424,800 | $513,450 | $638,100 |
| MAHNOMEN | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | $331,760 | $424,800 | $513,450 | $638,100 |
| MARTIN | $331,760 | $424,800 | $513,450 | $638,100 |
| MCLEOD | $331,760 | $424,800 | $513,450 | $638,100 |
| MEEKER | $331,760 | $424,800 | $513,450 | $638,100 |
| MILLE LACS | $382,950 | $490,250 | $592,600 | $736,450 |
| MORRISON | $331,760 | $424,800 | $513,450 | $638,100 |
| MOWER | $331,760 | $424,800 | $513,450 | $638,100 |
| MURRAY | $331,760 | $424,800 | $513,450 | $638,100 |
| NICOLLET | $331,760 | $424,800 | $513,450 | $638,100 |
| NOBLES | $331,760 | $424,800 | $513,450 | $638,100 |
| NORMAN | $331,760 | $424,800 | $513,450 | $638,100 |
| OLMSTED | $331,760 | $424,800 | $513,450 | $638,100 |
| OTTER TAIL | $331,760 | $424,800 | $513,450 | $638,100 |
| PENNINGTON | $331,760 | $424,800 | $513,450 | $638,100 |
| PINE | $331,760 | $424,800 | $513,450 | $638,100 |
| PIPESTONE | $331,760 | $424,800 | $513,450 | $638,100 |
| POLK | $331,760 | $424,800 | $513,450 | $638,100 |
| POPE | $331,760 | $424,800 | $513,450 | $638,100 |
| RAMSEY | $382,950 | $490,250 | $592,600 | $736,450 |
| RED LAKE | $331,760 | $424,800 | $513,450 | $638,100 |
| REDWOOD | $331,760 | $424,800 | $513,450 | $638,100 |
| RENVILLE | $331,760 | $424,800 | $513,450 | $638,100 |
| RICE | $331,760 | $424,800 | $513,450 | $638,100 |
| ROCK | $331,760 | $424,800 | $513,450 | $638,100 |
| ROSEAU | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTT | $382,950 | $490,250 | $592,600 | $736,450 |
| SHERBURNE | $382,950 | $490,250 | $592,600 | $736,450 |
| SIBLEY | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. LOUIS | $331,760 | $424,800 | $513,450 | $638,100 |
| STEARNS | $331,760 | $424,800 | $513,450 | $638,100 |
| STEELE | $331,760 | $424,800 | $513,450 | $638,100 |
| STEVENS | $331,760 | $424,800 | $513,450 | $638,100 |
| SWIFT | $331,760 | $424,800 | $513,450 | $638,100 |
| TODD | $331,760 | $424,800 | $513,450 | $638,100 |
| TRAVERSE | $331,760 | $424,800 | $513,450 | $638,100 |
| WABASHA | $331,760 | $424,800 | $513,450 | $638,100 |
| WADENA | $331,760 | $424,800 | $513,450 | $638,100 |
| WASECA | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | $382,950 | $490,250 | $592,600 | $736,450 |
| WATONWAN | $331,760 | $424,800 | $513,450 | $638,100 |
| WILKIN | $331,760 | $424,800 | $513,450 | $638,100 |
| WINONA | $331,760 | $424,800 | $513,450 | $638,100 |
| WRIGHT | $382,950 | $490,250 | $592,600 | $736,450 |
| YELLOW MEDICINE | $331,760 | $424,800 | $513,450 | $638,100 |