FHA Government Insured Home Loans
FHA loans offer flexible underwriting guidelines and low interest rates. FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.
FHA Loan Limits too low? Look up Conventional Loan Limits HERE
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North Carolina FHA Loan Limits by County
County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
---|---|---|---|---|
ALAMANCE | $331,760 | $424,800 | $513,450 | $638,100 |
ALEXANDER | $331,760 | $424,800 | $513,450 | $638,100 |
ALLEGHANY | $331,760 | $424,800 | $513,450 | $638,100 |
ANSON | $331,760 | $424,800 | $513,450 | $638,100 |
ASHE | $331,760 | $424,800 | $513,450 | $638,100 |
AVERY | $331,760 | $424,800 | $513,450 | $638,100 |
BEAUFORT | $331,760 | $424,800 | $513,450 | $638,100 |
BERTIE | $331,760 | $424,800 | $513,450 | $638,100 |
BLADEN | $331,760 | $424,800 | $513,450 | $638,100 |
BRUNSWICK | $331,760 | $424,800 | $513,450 | $638,100 |
BUNCOMBE | $331,760 | $424,800 | $513,450 | $638,100 |
BURKE | $331,760 | $424,800 | $513,450 | $638,100 |
CABARRUS | $331,760 | $424,800 | $513,450 | $638,100 |
CALDWELL | $331,760 | $424,800 | $513,450 | $638,100 |
CAMDEN | $458,850 | $587,400 | $710,050 | $882,400 |
CARTERET | $331,760 | $424,800 | $513,450 | $638,100 |
CASWELL | $331,760 | $424,800 | $513,450 | $638,100 |
CATAWBA | $331,760 | $424,800 | $513,450 | $638,100 |
CHATHAM | $414,000 | $530,000 | $640,650 | $796,150 |
CHEROKEE | $331,760 | $424,800 | $513,450 | $638,100 |
CHOWAN | $331,760 | $424,800 | $513,450 | $638,100 |
CLAY | $331,760 | $424,800 | $513,450 | $638,100 |
CLEVELAND | $331,760 | $424,800 | $513,450 | $638,100 |
COLUMBUS | $331,760 | $424,800 | $513,450 | $638,100 |
CRAVEN | $331,760 | $424,800 | $513,450 | $638,100 |
CUMBERLAND | $331,760 | $424,800 | $513,450 | $638,100 |
CURRITUCK | $458,850 | $587,400 | $710,050 | $882,400 |
DARE | $391,000 | $500,550 | $605,050 | $751,900 |
DAVIDSON | $331,760 | $424,800 | $513,450 | $638,100 |
DAVIE | $331,760 | $424,800 | $513,450 | $638,100 |
DUPLIN | $331,760 | $424,800 | $513,450 | $638,100 |
DURHAM | $414,000 | $530,000 | $640,650 | $796,150 |
EDGECOMBE | $331,760 | $424,800 | $513,450 | $638,100 |
FORSYTH | $331,760 | $424,800 | $513,450 | $638,100 |
FRANKLIN | $353,050 | $451,950 | $546,300 | $678,950 |
GASTON | $331,760 | $424,800 | $513,450 | $638,100 |
GATES | $458,850 | $587,400 | $710,050 | $882,400 |
GRAHAM | $331,760 | $424,800 | $513,450 | $638,100 |
GRANVILLE | $414,000 | $530,000 | $640,650 | $796,150 |
GREENE | $331,760 | $424,800 | $513,450 | $638,100 |
GUILFORD | $331,760 | $424,800 | $513,450 | $638,100 |
HALIFAX | $331,760 | $424,800 | $513,450 | $638,100 |
HARNETT | $331,760 | $424,800 | $513,450 | $638,100 |
HAYWOOD | $331,760 | $424,800 | $513,450 | $638,100 |
HENDERSON | $331,760 | $424,800 | $513,450 | $638,100 |
HERTFORD | $331,760 | $424,800 | $513,450 | $638,100 |
HOKE | $331,760 | $424,800 | $513,450 | $638,100 |
HYDE | $483,000 | $618,300 | $747,400 | $928,850 |
IREDELL | $331,760 | $424,800 | $513,450 | $638,100 |
JACKSON | $331,760 | $424,800 | $513,450 | $638,100 |
JOHNSTON | $353,050 | $451,950 | $546,300 | $678,950 |
JONES | $331,760 | $424,800 | $513,450 | $638,100 |
LEE | $331,760 | $424,800 | $513,450 | $638,100 |
LENOIR | $331,760 | $424,800 | $513,450 | $638,100 |
LINCOLN | $331,760 | $424,800 | $513,450 | $638,100 |
MACON | $331,760 | $424,800 | $513,450 | $638,100 |
MADISON | $331,760 | $424,800 | $513,450 | $638,100 |
MARTIN | $331,760 | $424,800 | $513,450 | $638,100 |
MCDOWELL | $331,760 | $424,800 | $513,450 | $638,100 |
MECKLENBURG | $331,760 | $424,800 | $513,450 | $638,100 |
MITCHELL | $331,760 | $424,800 | $513,450 | $638,100 |
MONTGOMERY | $331,760 | $424,800 | $513,450 | $638,100 |
MOORE | $331,760 | $424,800 | $513,450 | $638,100 |
NASH | $331,760 | $424,800 | $513,450 | $638,100 |
NEW HANOVER | $331,760 | $424,800 | $513,450 | $638,100 |
NORTHAMPTON | $331,760 | $424,800 | $513,450 | $638,100 |
ONSLOW | $331,760 | $424,800 | $513,450 | $638,100 |
ORANGE | $414,000 | $530,000 | $640,650 | $796,150 |
PAMLICO | $331,760 | $424,800 | $513,450 | $638,100 |
PASQUOTANK | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
PENDER | $331,760 | $424,800 | $513,450 | $638,100 |
PERQUIMANS | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
PERSON | $414,000 | $530,000 | $640,650 | $796,150 |
PITT | $331,760 | $424,800 | $513,450 | $638,100 |
POLK | $331,760 | $424,800 | $513,450 | $638,100 |
RANDOLPH | $331,760 | $424,800 | $513,450 | $638,100 |
RICHMOND | $331,760 | $424,800 | $513,450 | $638,100 |
ROBESON | $331,760 | $424,800 | $513,450 | $638,100 |
ROCKINGHAM | $331,760 | $424,800 | $513,450 | $638,100 |
ROWAN | $331,760 | $424,800 | $513,450 | $638,100 |
RUTHERFORD | $331,760 | $424,800 | $513,450 | $638,100 |
SAMPSON | $331,760 | $424,800 | $513,450 | $638,100 |
SCOTLAND | $331,760 | $424,800 | $513,450 | $638,100 |
STANLY | $331,760 | $424,800 | $513,450 | $638,100 |
STOKES | $331,760 | $424,800 | $513,450 | $638,100 |
SURRY | $331,760 | $424,800 | $513,450 | $638,100 |
SWAIN | $331,760 | $424,800 | $513,450 | $638,100 |
TRANSYLVANIA | $331,760 | $424,800 | $513,450 | $638,100 |
TYRRELL | $331,760 | $424,800 | $513,450 | $638,100 |
UNION | $331,760 | $424,800 | $513,450 | $638,100 |
VANCE | $331,760 | $424,800 | $513,450 | $638,100 |
WAKE | $353,050 | $451,950 | $546,300 | $678,950 |
WARREN | $331,760 | $424,800 | $513,450 | $638,100 |
WASHINGTON | $331,760 | $424,800 | $513,450 | $638,100 |
WATAUGA | $331,760 | $424,800 | $513,450 | $638,100 |
WAYNE | $331,760 | $424,800 | $513,450 | $638,100 |
WILKES | $331,760 | $424,800 | $513,450 | $638,100 |
WILSON | $331,760 | $424,800 | $513,450 | $638,100 |
YADKIN | $331,760 | $424,800 | $513,450 | $638,100 |
YANCEY | $331,760 | $424,800 | $513,450 | $638,100 |