North Carolina FHA Loan Limits by County

FHA Government Insured Home Loans

FHA loans offer flexible underwriting guidelines and low interest rates.  FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.

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North Carolina FHA Loan Limits by County

County 1 Unit SFR 2 Unit Duplex 3 Unit Triplex 4 Unit Fourplex
ALAMANCE$331,760$424,800$513,450$638,100
ALEXANDER$331,760$424,800$513,450$638,100
ALLEGHANY$331,760$424,800$513,450$638,100
ANSON$331,760$424,800$513,450$638,100
ASHE$331,760$424,800$513,450$638,100
AVERY$331,760$424,800$513,450$638,100
BEAUFORT$331,760$424,800$513,450$638,100
BERTIE$331,760$424,800$513,450$638,100
BLADEN$331,760$424,800$513,450$638,100
BRUNSWICK$331,760$424,800$513,450$638,100
BUNCOMBE$331,760$424,800$513,450$638,100
BURKE$331,760$424,800$513,450$638,100
CABARRUS$331,760$424,800$513,450$638,100
CALDWELL$331,760$424,800$513,450$638,100
CAMDEN$458,850$587,400$710,050$882,400
CARTERET$331,760$424,800$513,450$638,100
CASWELL$331,760$424,800$513,450$638,100
CATAWBA$331,760$424,800$513,450$638,100
CHATHAM$414,000$530,000$640,650$796,150
CHEROKEE$331,760$424,800$513,450$638,100
CHOWAN$331,760$424,800$513,450$638,100
CLAY$331,760$424,800$513,450$638,100
CLEVELAND$331,760$424,800$513,450$638,100
COLUMBUS$331,760$424,800$513,450$638,100
CRAVEN$331,760$424,800$513,450$638,100
CUMBERLAND$331,760$424,800$513,450$638,100
CURRITUCK$458,850$587,400$710,050$882,400
DARE$391,000$500,550$605,050$751,900
DAVIDSON$331,760$424,800$513,450$638,100
DAVIE$331,760$424,800$513,450$638,100
DUPLIN$331,760$424,800$513,450$638,100
DURHAM$414,000$530,000$640,650$796,150
EDGECOMBE$331,760$424,800$513,450$638,100
FORSYTH$331,760$424,800$513,450$638,100
FRANKLIN$353,050$451,950$546,300$678,950
GASTON$331,760$424,800$513,450$638,100
GATES$458,850$587,400$710,050$882,400
GRAHAM$331,760$424,800$513,450$638,100
GRANVILLE$414,000$530,000$640,650$796,150
GREENE$331,760$424,800$513,450$638,100
GUILFORD$331,760$424,800$513,450$638,100
HALIFAX$331,760$424,800$513,450$638,100
HARNETT$331,760$424,800$513,450$638,100
HAYWOOD$331,760$424,800$513,450$638,100
HENDERSON$331,760$424,800$513,450$638,100
HERTFORD$331,760$424,800$513,450$638,100
HOKE$331,760$424,800$513,450$638,100
HYDE$483,000$618,300$747,400$928,850
IREDELL$331,760$424,800$513,450$638,100
JACKSON$331,760$424,800$513,450$638,100
JOHNSTON$353,050$451,950$546,300$678,950
JONES$331,760$424,800$513,450$638,100
LEE$331,760$424,800$513,450$638,100
LENOIR$331,760$424,800$513,450$638,100
LINCOLN$331,760$424,800$513,450$638,100
MACON$331,760$424,800$513,450$638,100
MADISON$331,760$424,800$513,450$638,100
MARTIN$331,760$424,800$513,450$638,100
MCDOWELL$331,760$424,800$513,450$638,100
MECKLENBURG$331,760$424,800$513,450$638,100
MITCHELL$331,760$424,800$513,450$638,100
MONTGOMERY$331,760$424,800$513,450$638,100
MOORE$331,760$424,800$513,450$638,100
NASH$331,760$424,800$513,450$638,100
NEW HANOVER$331,760$424,800$513,450$638,100
NORTHAMPTON$331,760$424,800$513,450$638,100
ONSLOW$331,760$424,800$513,450$638,100
ORANGE$414,000$530,000$640,650$796,150
PAMLICO$331,760$424,800$513,450$638,100
PASQUOTANK$765,600$980,325$1,184,925$1,472,550
PENDER$331,760$424,800$513,450$638,100
PERQUIMANS$765,600$980,325$1,184,925$1,472,550
PERSON$414,000$530,000$640,650$796,150
PITT$331,760$424,800$513,450$638,100
POLK$331,760$424,800$513,450$638,100
RANDOLPH$331,760$424,800$513,450$638,100
RICHMOND$331,760$424,800$513,450$638,100
ROBESON$331,760$424,800$513,450$638,100
ROCKINGHAM$331,760$424,800$513,450$638,100
ROWAN$331,760$424,800$513,450$638,100
RUTHERFORD$331,760$424,800$513,450$638,100
SAMPSON$331,760$424,800$513,450$638,100
SCOTLAND$331,760$424,800$513,450$638,100
STANLY$331,760$424,800$513,450$638,100
STOKES$331,760$424,800$513,450$638,100
SURRY$331,760$424,800$513,450$638,100
SWAIN$331,760$424,800$513,450$638,100
TRANSYLVANIA$331,760$424,800$513,450$638,100
TYRRELL$331,760$424,800$513,450$638,100
UNION$331,760$424,800$513,450$638,100
VANCE$331,760$424,800$513,450$638,100
WAKE$353,050$451,950$546,300$678,950
WARREN$331,760$424,800$513,450$638,100
WASHINGTON$331,760$424,800$513,450$638,100
WATAUGA$331,760$424,800$513,450$638,100
WAYNE$331,760$424,800$513,450$638,100
WILKES$331,760$424,800$513,450$638,100
WILSON$331,760$424,800$513,450$638,100
YADKIN$331,760$424,800$513,450$638,100
YANCEY$331,760$424,800$513,450$638,100