FHA Government Insured Home Loans
FHA loans offer flexible underwriting guidelines and low interest rates. FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.
FHA Loan Limits too low? Look up Conventional Loan Limits HERE
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Texas FHA Loan Limits by County
| County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
|---|---|---|---|---|
| ANDERSON | $331,760 | $424,800 | $513,450 | $638,100 |
| ANDREWS | $331,760 | $424,800 | $513,450 | $638,100 |
| ANGELINA | $331,760 | $424,800 | $513,450 | $638,100 |
| ARANSAS | $331,760 | $424,800 | $513,450 | $638,100 |
| ARCHER | $331,760 | $424,800 | $513,450 | $638,100 |
| ARMSTRONG | $331,760 | $424,800 | $513,450 | $638,100 |
| ATASCOSA | $393,300 | $503,500 | $608,600 | $756,350 |
| AUSTIN | $331,760 | $424,800 | $513,450 | $638,100 |
| BAILEY | $331,760 | $424,800 | $513,450 | $638,100 |
| BANDERA | $393,300 | $503,500 | $608,600 | $756,350 |
| BASTROP | $404,800 | $518,200 | $626,400 | $778,450 |
| BAYLOR | $331,760 | $424,800 | $513,450 | $638,100 |
| BEE | $331,760 | $424,800 | $513,450 | $638,100 |
| BELL | $331,760 | $424,800 | $513,450 | $638,100 |
| BEXAR | $393,300 | $503,500 | $608,600 | $756,350 |
| BLANCO | $331,760 | $424,800 | $513,450 | $638,100 |
| BORDEN | $331,760 | $424,800 | $513,450 | $638,100 |
| BOSQUE | $331,760 | $424,800 | $513,450 | $638,100 |
| BOWIE | $331,760 | $424,800 | $513,450 | $638,100 |
| BRAZORIA | $331,760 | $424,800 | $513,450 | $638,100 |
| BRAZOS | $331,760 | $424,800 | $513,450 | $638,100 |
| BREWSTER | $331,760 | $424,800 | $513,450 | $638,100 |
| BRISCOE | $331,760 | $424,800 | $513,450 | $638,100 |
| BROOKS | $331,760 | $424,800 | $513,450 | $638,100 |
| BROWN | $331,760 | $424,800 | $513,450 | $638,100 |
| BURLESON | $331,760 | $424,800 | $513,450 | $638,100 |
| BURNET | $331,760 | $424,800 | $513,450 | $638,100 |
| CALDWELL | $404,800 | $518,200 | $626,400 | $778,450 |
| CALHOUN | $331,760 | $424,800 | $513,450 | $638,100 |
| CALLAHAN | $331,760 | $424,800 | $513,450 | $638,100 |
| CAMERON | $331,760 | $424,800 | $513,450 | $638,100 |
| CAMP | $331,760 | $424,800 | $513,450 | $638,100 |
| CARSON | $331,760 | $424,800 | $513,450 | $638,100 |
| CASS | $331,760 | $424,800 | $513,450 | $638,100 |
| CASTRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHAMBERS | $331,760 | $424,800 | $513,450 | $638,100 |
| CHEROKEE | $331,760 | $424,800 | $513,450 | $638,100 |
| CHILDRESS | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | $331,760 | $424,800 | $513,450 | $638,100 |
| COCHRAN | $331,760 | $424,800 | $513,450 | $638,100 |
| COKE | $331,760 | $424,800 | $513,450 | $638,100 |
| COLEMAN | $331,760 | $424,800 | $513,450 | $638,100 |
| COLLIN | $404,800 | $518,200 | $626,400 | $778,450 |
| COLLINGSWORTH | $331,760 | $424,800 | $513,450 | $638,100 |
| COLORADO | $331,760 | $424,800 | $513,450 | $638,100 |
| COMAL | $393,300 | $503,500 | $608,600 | $756,350 |
| COMANCHE | $331,760 | $424,800 | $513,450 | $638,100 |
| CONCHO | $331,760 | $424,800 | $513,450 | $638,100 |
| COOKE | $331,760 | $424,800 | $513,450 | $638,100 |
| CORYELL | $331,760 | $424,800 | $513,450 | $638,100 |
| COTTLE | $331,760 | $424,800 | $513,450 | $638,100 |
| CRANE | $331,760 | $424,800 | $513,450 | $638,100 |
| CROCKETT | $331,760 | $424,800 | $513,450 | $638,100 |
| CROSBY | $331,760 | $424,800 | $513,450 | $638,100 |
| CULBERSON | $331,760 | $424,800 | $513,450 | $638,100 |
| DALLAM | $331,760 | $424,800 | $513,450 | $638,100 |
| DALLAS | $404,800 | $518,200 | $626,400 | $778,450 |
| DAWSON | $331,760 | $424,800 | $513,450 | $638,100 |
| DEAF SMITH | $331,760 | $424,800 | $513,450 | $638,100 |
| DELTA | $331,760 | $424,800 | $513,450 | $638,100 |
| DENTON | $404,800 | $518,200 | $626,400 | $778,450 |
| DEWITT | $331,760 | $424,800 | $513,450 | $638,100 |
| DICKENS | $331,760 | $424,800 | $513,450 | $638,100 |
| DIMMIT | $331,760 | $424,800 | $513,450 | $638,100 |
| DONLEY | $331,760 | $424,800 | $513,450 | $638,100 |
| DUVAL | $331,760 | $424,800 | $513,450 | $638,100 |
| EASTLAND | $331,760 | $424,800 | $513,450 | $638,100 |
| ECTOR | $331,760 | $424,800 | $513,450 | $638,100 |
| EDWARDS | $331,760 | $424,800 | $513,450 | $638,100 |
| EL PASO | $331,760 | $424,800 | $513,450 | $638,100 |
| ELLIS | $404,800 | $518,200 | $626,400 | $778,450 |
| ERATH | $331,760 | $424,800 | $513,450 | $638,100 |
| FALLS | $331,760 | $424,800 | $513,450 | $638,100 |
| FANNIN | $331,760 | $424,800 | $513,450 | $638,100 |
| FAYETTE | $331,760 | $424,800 | $513,450 | $638,100 |
| FISHER | $331,760 | $424,800 | $513,450 | $638,100 |
| FLOYD | $331,760 | $424,800 | $513,450 | $638,100 |
| FOARD | $331,760 | $424,800 | $513,450 | $638,100 |
| FORT BEND | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | $331,760 | $424,800 | $513,450 | $638,100 |
| FREESTONE | $331,760 | $424,800 | $513,450 | $638,100 |
| FRIO | $331,760 | $424,800 | $513,450 | $638,100 |
| GAINES | $331,760 | $424,800 | $513,450 | $638,100 |
| GALVESTON | $331,760 | $424,800 | $513,450 | $638,100 |
| GARZA | $331,760 | $424,800 | $513,450 | $638,100 |
| GILLESPIE | $331,760 | $424,800 | $513,450 | $638,100 |
| GLASSCOCK | $331,760 | $424,800 | $513,450 | $638,100 |
| GOLIAD | $331,760 | $424,800 | $513,450 | $638,100 |
| GONZALES | $331,760 | $424,800 | $513,450 | $638,100 |
| GRAY | $331,760 | $424,800 | $513,450 | $638,100 |
| GRAYSON | $331,760 | $424,800 | $513,450 | $638,100 |
| GREGG | $331,760 | $424,800 | $513,450 | $638,100 |
| GRIMES | $331,760 | $424,800 | $513,450 | $638,100 |
| GUADALUPE | $393,300 | $503,500 | $608,600 | $756,350 |
| HALE | $331,760 | $424,800 | $513,450 | $638,100 |
| HALL | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMILTON | $331,760 | $424,800 | $513,450 | $638,100 |
| HANSFORD | $331,760 | $424,800 | $513,450 | $638,100 |
| HARDEMAN | $331,760 | $424,800 | $513,450 | $638,100 |
| HARDIN | $331,760 | $424,800 | $513,450 | $638,100 |
| HARRIS | $331,760 | $424,800 | $513,450 | $638,100 |
| HARRISON | $331,760 | $424,800 | $513,450 | $638,100 |
| HARTLEY | $331,760 | $424,800 | $513,450 | $638,100 |
| HASKELL | $331,760 | $424,800 | $513,450 | $638,100 |
| HAYS | $404,800 | $518,200 | $626,400 | $778,450 |
| HEMPHILL | $331,760 | $424,800 | $513,450 | $638,100 |
| HENDERSON | $331,760 | $424,800 | $513,450 | $638,100 |
| HIDALGO | $331,760 | $424,800 | $513,450 | $638,100 |
| HILL | $331,760 | $424,800 | $513,450 | $638,100 |
| HOCKLEY | $331,760 | $424,800 | $513,450 | $638,100 |
| HOOD | $331,760 | $424,800 | $513,450 | $638,100 |
| HOPKINS | $331,760 | $424,800 | $513,450 | $638,100 |
| HOUSTON | $331,760 | $424,800 | $513,450 | $638,100 |
| HOWARD | $331,760 | $424,800 | $513,450 | $638,100 |
| HUDSPETH | $331,760 | $424,800 | $513,450 | $638,100 |
| HUNT | $404,800 | $518,200 | $626,400 | $778,450 |
| HUTCHINSON | $331,760 | $424,800 | $513,450 | $638,100 |
| IRION | $331,760 | $424,800 | $513,450 | $638,100 |
| JACK | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | $331,760 | $424,800 | $513,450 | $638,100 |
| JASPER | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFF DAVIS | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | $331,760 | $424,800 | $513,450 | $638,100 |
| JIM HOGG | $331,760 | $424,800 | $513,450 | $638,100 |
| JIM WELLS | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSON | $404,800 | $518,200 | $626,400 | $778,450 |
| JONES | $331,760 | $424,800 | $513,450 | $638,100 |
| KARNES | $331,760 | $424,800 | $513,450 | $638,100 |
| KAUFMAN | $404,800 | $518,200 | $626,400 | $778,450 |
| KENDALL | $393,300 | $503,500 | $608,600 | $756,350 |
| KENEDY | $331,760 | $424,800 | $513,450 | $638,100 |
| KENT | $331,760 | $424,800 | $513,450 | $638,100 |
| KERR | $331,760 | $424,800 | $513,450 | $638,100 |
| KIMBLE | $331,760 | $424,800 | $513,450 | $638,100 |
| KING | $331,760 | $424,800 | $513,450 | $638,100 |
| KINNEY | $331,760 | $424,800 | $513,450 | $638,100 |
| KLEBERG | $331,760 | $424,800 | $513,450 | $638,100 |
| KNOX | $331,760 | $424,800 | $513,450 | $638,100 |
| LA SALLE | $331,760 | $424,800 | $513,450 | $638,100 |
| LAMAR | $331,760 | $424,800 | $513,450 | $638,100 |
| LAMB | $331,760 | $424,800 | $513,450 | $638,100 |
| LAMPASAS | $331,760 | $424,800 | $513,450 | $638,100 |
| LAVACA | $331,760 | $424,800 | $513,450 | $638,100 |
| LEE | $331,760 | $424,800 | $513,450 | $638,100 |
| LEON | $331,760 | $424,800 | $513,450 | $638,100 |
| LIBERTY | $331,760 | $424,800 | $513,450 | $638,100 |
| LIMESTONE | $331,760 | $424,800 | $513,450 | $638,100 |
| LIPSCOMB | $331,760 | $424,800 | $513,450 | $638,100 |
| LIVE OAK | $331,760 | $424,800 | $513,450 | $638,100 |
| LLANO | $331,760 | $424,800 | $513,450 | $638,100 |
| LOVING | $331,760 | $424,800 | $513,450 | $638,100 |
| LUBBOCK | $331,760 | $424,800 | $513,450 | $638,100 |
| LYNN | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | $331,760 | $424,800 | $513,450 | $638,100 |
| MARTIN | $341,550 | $437,250 | $528,500 | $656,800 |
| MASON | $331,760 | $424,800 | $513,450 | $638,100 |
| MATAGORDA | $331,760 | $424,800 | $513,450 | $638,100 |
| MAVERICK | $331,760 | $424,800 | $513,450 | $638,100 |
| MCCULLOCH | $331,760 | $424,800 | $513,450 | $638,100 |
| MCLENNAN | $331,760 | $424,800 | $513,450 | $638,100 |
| MCMULLEN | $331,760 | $424,800 | $513,450 | $638,100 |
| MEDINA | $393,300 | $503,500 | $608,600 | $756,350 |
| MENARD | $331,760 | $424,800 | $513,450 | $638,100 |
| MIDLAND | $341,550 | $437,250 | $528,500 | $656,800 |
| MILAM | $331,760 | $424,800 | $513,450 | $638,100 |
| MILLS | $331,760 | $424,800 | $513,450 | $638,100 |
| MITCHELL | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTAGUE | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | $331,760 | $424,800 | $513,450 | $638,100 |
| MOORE | $331,760 | $424,800 | $513,450 | $638,100 |
| MORRIS | $331,760 | $424,800 | $513,450 | $638,100 |
| MOTLEY | $331,760 | $424,800 | $513,450 | $638,100 |
| NACOGDOCHES | $331,760 | $424,800 | $513,450 | $638,100 |
| NAVARRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NEWTON | $331,760 | $424,800 | $513,450 | $638,100 |
| NOLAN | $331,760 | $424,800 | $513,450 | $638,100 |
| NUECES | $331,760 | $424,800 | $513,450 | $638,100 |
| OCHILTREE | $331,760 | $424,800 | $513,450 | $638,100 |
| OLDHAM | $331,760 | $424,800 | $513,450 | $638,100 |
| ORANGE | $331,760 | $424,800 | $513,450 | $638,100 |
| PALO PINTO | $331,760 | $424,800 | $513,450 | $638,100 |
| PANOLA | $331,760 | $424,800 | $513,450 | $638,100 |
| PARKER | $404,800 | $518,200 | $626,400 | $778,450 |
| PARMER | $331,760 | $424,800 | $513,450 | $638,100 |
| PECOS | $331,760 | $424,800 | $513,450 | $638,100 |
| POLK | $331,760 | $424,800 | $513,450 | $638,100 |
| POTTER | $331,760 | $424,800 | $513,450 | $638,100 |
| PRESIDIO | $331,760 | $424,800 | $513,450 | $638,100 |
| RAINS | $331,760 | $424,800 | $513,450 | $638,100 |
| RANDALL | $331,760 | $424,800 | $513,450 | $638,100 |
| REAGAN | $331,760 | $424,800 | $513,450 | $638,100 |
| REAL | $331,760 | $424,800 | $513,450 | $638,100 |
| RED RIVER | $331,760 | $424,800 | $513,450 | $638,100 |
| REEVES | $331,760 | $424,800 | $513,450 | $638,100 |
| REFUGIO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROBERTS | $331,760 | $424,800 | $513,450 | $638,100 |
| ROBERTSON | $331,760 | $424,800 | $513,450 | $638,100 |
| ROCKWALL | $404,800 | $518,200 | $626,400 | $778,450 |
| RUNNELS | $331,760 | $424,800 | $513,450 | $638,100 |
| RUSK | $331,760 | $424,800 | $513,450 | $638,100 |
| SABINE | $331,760 | $424,800 | $513,450 | $638,100 |
| SAN AUGUSTINE | $331,760 | $424,800 | $513,450 | $638,100 |
| SAN JACINTO | $331,760 | $424,800 | $513,450 | $638,100 |
| SAN PATRICIO | $331,760 | $424,800 | $513,450 | $638,100 |
| SAN SABA | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHLEICHER | $331,760 | $424,800 | $513,450 | $638,100 |
| SCURRY | $331,760 | $424,800 | $513,450 | $638,100 |
| SHACKELFORD | $331,760 | $424,800 | $513,450 | $638,100 |
| SHELBY | $331,760 | $424,800 | $513,450 | $638,100 |
| SHERMAN | $331,760 | $424,800 | $513,450 | $638,100 |
| SMITH | $331,760 | $424,800 | $513,450 | $638,100 |
| SOMERVELL | $331,760 | $424,800 | $513,450 | $638,100 |
| STARR | $331,760 | $424,800 | $513,450 | $638,100 |
| STEPHENS | $331,760 | $424,800 | $513,450 | $638,100 |
| STERLING | $331,760 | $424,800 | $513,450 | $638,100 |
| STONEWALL | $331,760 | $424,800 | $513,450 | $638,100 |
| SUTTON | $331,760 | $424,800 | $513,450 | $638,100 |
| SWISHER | $331,760 | $424,800 | $513,450 | $638,100 |
| TARRANT | $404,800 | $518,200 | $626,400 | $778,450 |
| TAYLOR | $331,760 | $424,800 | $513,450 | $638,100 |
| TERRELL | $331,760 | $424,800 | $513,450 | $638,100 |
| TAYLOR | $331,760 | $424,800 | $513,450 | $638,100 |
| TERRY | $331,760 | $424,800 | $513,450 | $638,100 |
| THROCKMORTON | $331,760 | $424,800 | $513,450 | $638,100 |
| TITUS | $331,760 | $424,800 | $513,450 | $638,100 |
| TOM GREEN | $331,760 | $424,800 | $513,450 | $638,100 |
| TRAVIS | $404,800 | $518,200 | $626,400 | $778,450 |
| TRINITY | $331,760 | $424,800 | $513,450 | $638,100 |
| TYLER | $331,760 | $424,800 | $513,450 | $638,100 |
| UPSHUR | $331,760 | $424,800 | $513,450 | $638,100 |
| UPTON | $331,760 | $424,800 | $513,450 | $638,100 |
| UVALDE | $331,760 | $424,800 | $513,450 | $638,100 |
| VAL VERDE | $331,760 | $424,800 | $513,450 | $638,100 |
| VAN ZANDT | $331,760 | $424,800 | $513,450 | $638,100 |
| VICTORIA | $331,760 | $424,800 | $513,450 | $638,100 |
| WALKER | $331,760 | $424,800 | $513,450 | $638,100 |
| WALLER | $331,760 | $424,800 | $513,450 | $638,100 |
| WARD | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | $331,760 | $424,800 | $513,450 | $638,100 |
| WEBB | $331,760 | $424,800 | $513,450 | $638,100 |
| WHARTON | $331,760 | $424,800 | $513,450 | $638,100 |
| WHEELER | $331,760 | $424,800 | $513,450 | $638,100 |
| WICHITA | $331,760 | $424,800 | $513,450 | $638,100 |
| WILBARGER | $331,760 | $424,800 | $513,450 | $638,100 |
| WILLACY | $331,760 | $424,800 | $513,450 | $638,100 |
| WILLIAMSON | $404,800 | $518,200 | $626,400 | $778,450 |
| WILSON | $393,300 | $503,500 | $608,600 | $756,350 |
| WINKLER | $331,760 | $424,800 | $513,450 | $638,100 |
| WISE | $404,800 | $518,200 | $626,400 | $778,450 |
| WOOD | $331,760 | $424,800 | $513,450 | $638,100 |
| YOAKUM | $331,760 | $424,800 | $513,450 | $638,100 |
| YOUNG | $331,760 | $424,800 | $513,450 | $638,100 |
| ZAPATA | $331,760 | $424,800 | $513,450 | $638,100 |
| ZAVALA | $331,760 | $424,800 | $513,450 | $638,100 |