FHA Government Insured Home Loans
FHA loans offer flexible underwriting guidelines and low interest rates. FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.
FHA Loan Limits too low? Look up Conventional Loan Limits HERE
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Washington FHA Loan Limits by County
| County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
|---|---|---|---|---|
| ADAMS | $331,760 | $424,800 | $513,450 | $638,100 |
| ASOTIN | $331,760 | $424,800 | $513,450 | $638,100 |
| BENTON | $331,760 | $424,800 | $513,450 | $638,100 |
| CHELAN | $345,000 | $441,650 | $533,850 | $663,450 |
| CLALLAM | $384,100 | $491,700 | $594,350 | $738,650 |
| CLARK | $491,050 | $628,600 | $759,850 | $944,350 |
| COLUMBIA | $331,760 | $424,800 | $513,450 | $638,100 |
| COWLITZ | $331,760 | $424,800 | $513,450 | $638,100 |
| DOUGLAS | $345,000 | $441,650 | $533,850 | $663,450 |
| FERRY | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | $331,760 | $424,800 | $513,450 | $638,100 |
| GARFIELD | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | $331,760 | $424,800 | $513,450 | $638,100 |
| GRAYS HARBOR | $331,760 | $424,800 | $513,450 | $638,100 |
| ISLAND | $393,300 | $503,500 | $608,600 | $756,350 |
| JEFFERSON | $351,900 | $450,500 | $544,550 | $676,750 |
| KING | $741,750 | $949,600 | $1,147,800 | $1,426,450 |
| KITSAP | $395,600 | $506,450 | $612,150 | $760,750 |
| KITTITAS | $331,760 | $424,800 | $513,450 | $638,100 |
| KLICKITAT | $331,760 | $424,800 | $513,450 | $638,100 |
| LEWIS | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | $331,760 | $424,800 | $513,450 | $638,100 |
| MASON | $331,760 | $424,800 | $513,450 | $638,100 |
| OKANOGAN | $331,760 | $424,800 | $513,450 | $638,100 |
| PACIFIC | $331,760 | $424,800 | $513,450 | $638,100 |
| PEND OREILLE | $331,760 | $424,800 | $513,450 | $638,100 |
| PIERCE | $741,750 | $949,600 | $1,147,800 | $1,426,450 |
| SAN JUAN | $497,950 | $637,450 | $770,550 | $957,600 |
| SKAGIT | $373,750 | $478,450 | $578,350 | $718,750 |
| SKAMANIA | $491,050 | $628,600 | $759,850 | $944,350 |
| SNOHOMISH | $741,750 | $949,600 | $1,147,800 | $1,426,450 |
| SPOKANE | $331,760 | $424,800 | $513,450 | $638,100 |
| STEVENS | $331,760 | $424,800 | $513,450 | $638,100 |
| THURSTON | $370,300 | $474,050 | $573,000 | $712,100 |
| WAHKIAKUM | $331,760 | $424,800 | $513,450 | $638,100 |
| WALLA WALLA | $331,760 | $424,800 | $513,450 | $638,100 |
| WHATCOM | $411,700 | $527,050 | $637,050 | $791,750 |
| WHITMAN | $331,760 | $424,800 | $513,450 | $638,100 |
| YAKIMA | $331,760 | $424,800 | $513,450 | $638,100 |