San Francisco Mortgage Credit Certificate

Program Overview

The City and County of San Francisco has been awarded $5,518,810 as of May 17, 2017, a Single Family Housing Bonds Allocation to issue Mortgage Credit Certificates (MCCs) to first-time homebuyers in San Francisco.

Maximum Purchase Price

  • $891,523 - Non-Target Area
  • $1,089,639 - Target Area

Household Income Limit

  • 1-2 Persons - $147,600
  • 3 or More - $172,200

If funds are no longer available, or you are unable to meet the qualifications for this assistance program, there are other options that may be available to you.

California home buyers should also explore Mortgage Credit Certificates, CRA Programs, Lender/Agent Credits or other creative down payment and closing cost assistance options.

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