Colorado Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

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Colorado Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAMS$575,000$736,100$889,800$1,105,800
ALAMOSA$510,400$653,550$789,950$981,700
ARAPAHOE$575,000$736,100$889,800$1,105,800
ARCHULETA$510,400$653,550$789,950$981,700
BACA$510,400$653,550$789,950$981,700
BENT$510,400$653,550$789,950$981,700
BOULDER$644,000$824,450$996,550$1,238,500
BROOMFIELD$575,000$736,100$889,800$1,105,800
CHAFFEE$510,400$653,550$789,950$981,700
CHEYENNE$510,400$653,550$789,950$981,700
CLEAR CREEK$575,000$736,100$889,800$1,105,800
CONEJOS$510,400$653,550$789,950$981,700
COSTILLA$510,400$653,550$789,950$981,700
CROWLEY$510,400$653,550$789,950$981,700
CUSTER$510,400$653,550$789,950$981,700
DELTA$510,400$653,550$789,950$981,700
DENVER$575,000$736,100$889,800$1,105,800
DOLORES$510,400$653,550$789,950$981,700
DOUGLAS$575,000$736,100$889,800$1,105,800
EAGLE$750,950$961,350$1,162,050$1,444,150
ELBERT$575,000$736,100$889,800$1,105,800
EL PASO$510,400$653,550$789,950$981,700
FREMONT$510,400$653,550$789,950$981,700
GARFIELD$765,600$980,325$1,184,925$1,472,550
GILPIN$575,000$736,100$889,800$1,105,800
GRAND$510,400$653,550$789,950$981,700
GUNNISON$510,400$653,550$789,950$981,700
HINSDALE$510,400$653,550$789,950$981,700
HUERFANO$510,400$653,550$789,950$981,700
JACKSON$510,400$653,550$789,950$981,700
JEFFERSON$575,000$736,100$889,800$1,105,800
KIOWA$510,400$653,550$789,950$981,700
KIT CARSON$510,400$653,550$789,950$981,700
LAKE$625,500$800,775$967,950$1,202,925
LA PLATA$510,400$653,550$789,950$981,700
LARIMER$510,400$653,550$789,950$981,700
LAS ANIMAS$510,400$653,550$789,950$981,700
LINCOLN$510,400$653,550$789,950$981,700
LOGAN$510,400$653,550$789,950$981,700
MESA$510,400$653,550$789,950$981,700
MINERAL$510,400$653,550$789,950$981,700
MOFFAT$510,400$653,550$789,950$981,700
MONTEZUMA$510,400$653,550$789,950$981,700
MONTROSE$510,400$653,550$789,950$981,700
MORGAN$510,400$653,550$789,950$981,700
OTERO$510,400$653,550$789,950$981,700
OURAY$510,400$653,550$789,950$981,700
PARK$575,000$736,100$889,800$1,105,800
PHILLIPS$510,400$653,550$789,950$981,700
PITKIN$765,600$980,325$1,184,925$1,472,550
PROWERS$510,400$653,550$789,950$981,700
PUEBLO$510,400$653,550$789,950$981,700
RIO BLANCO$510,400$653,550$789,950$981,700
RIO GRANDE$510,400$653,550$789,950$981,700
ROUTT$638,250$817,050$987,650$1,227,400
SAGUACHE$510,400$653,550$789,950$981,700
SAN JUAN$510,400$653,550$789,950$981,700
SAN MIGUEL$625,500$800,775$967,950$1,202,925
SEDGWICK$510,400$653,550$789,950$981,700
SUMMIT$625,500$800,775$967,950$1,202,925
TELLER$510,400$653,550$789,950$981,700
WASHINGTON$510,400$653,550$789,950$981,700
WELD$510,400$653,550$789,950$981,700
YUMA$510,400$653,550$789,950$981,700

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