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What’s the Difference Between an Online and Local Lender?

So one of the biggest challenges I see today is a lot of inexperienced, or what I say, one man bands. It's really hard to be good at everything.

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And with the amount of sheer volume we have today, it's really hard for one person as your mortgage representative to tackle problems, to tackle paperwork, to tackle wrangling third parties together between the title companies, the appraisers, the insurance companies, the real estate agents that need to get us documentation regarding contracts and also just trying to make sure that we're sticking to a very tight timeline.

I tell a lot of clients that on an average closing of 30 days, that's really only 20 working days for the lender.

And if you have a lender, especially one of the online lenders that are just trying to knock out a lot of volume and they're the one man band, it's really hard to get the dedication and priority that you need. 

My team has over 50 years experience. Four of us are licensed and you get more than one person on every transaction; and there's a lot of systems and procedures we put in place to make sure you have the right customer experience.

We're happy to help. If there's anything that you have questions on, feel free to reach out to myself and my team seven days a week. And if you're watching us on YouTube, please subscribe.

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Jason Pitarra

Hi, I'm a mortgage expert living in Texas. Do you have mortgage questions? How can I help? View Profile

Jason Pitarra NMLS # 130984 Branch Manager 9390 Research Blvd., Suite 305 Austin, TX 78759 (361) 651-5008 jason.pitarra@findmywayhome.com

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About Jason Pitarra

Hi, I'm a mortgage expert living in Texas. Do you have mortgage questions? How can I help?