Georgia Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits?

Speak to a Mortgage Expert Now

Let us match you with a mortgage expert that we know and trust
Yes! Let's Get Started

Georgia Conventional Loan Limits by County

County 1 Unit SFR 2 Unit Duplex 3 Unit Triplex 4 Unit Fourplex
APPLING COUNTY$548,250$702,000$848,500$1,054,500
ATKINSON COUNTY$548,250$702,000$848,500$1,054,500
BACON COUNTY$548,250$702,000$848,500$1,054,500
BAKER COUNTY$548,250$702,000$848,500$1,054,500
BALDWIN COUNTY$548,250$702,000$848,500$1,054,500
BANKS COUNTY$548,250$702,000$848,500$1,054,500
BARROW COUNTY$548,250$702,000$848,500$1,054,500
BARTOW COUNTY$548,250$702,000$848,500$1,054,500
BEN HILL COUNTY$548,250$702,000$848,500$1,054,500
BERRIEN COUNTY$548,250$702,000$848,500$1,054,500
BIBB COUNTY$548,250$702,000$848,500$1,054,500
BLECKLEY COUNTY$548,250$702,000$848,500$1,054,500
BRANTLEY COUNTY$548,250$702,000$848,500$1,054,500
BROOKS COUNTY$548,250$702,000$848,500$1,054,500
BRYAN COUNTY$548,250$702,000$848,500$1,054,500
BULLOCH COUNTY$548,250$702,000$848,500$1,054,500
BURKE COUNTY$548,250$702,000$848,500$1,054,500
BUTTS COUNTY$548,250$702,000$848,500$1,054,500
CALHOUN COUNTY$548,250$702,000$848,500$1,054,500
CAMDEN COUNTY$548,250$702,000$848,500$1,054,500
CANDLER COUNTY$548,250$702,000$848,500$1,054,500
CARROLL COUNTY$548,250$702,000$848,500$1,054,500
CATOOSA COUNTY$548,250$702,000$848,500$1,054,500
CHARLTON COUNTY$548,250$702,000$848,500$1,054,500
CHATHAM COUNTY$548,250$702,000$848,500$1,054,500
CHATTAHOOCHEE COUNTY$548,250$702,000$848,500$1,054,500
CHATTOOGA COUNTY$548,250$702,000$848,500$1,054,500
CHEROKEE COUNTY$548,250$702,000$848,500$1,054,500
CLARKE COUNTY$548,250$702,000$848,500$1,054,500
CLAY COUNTY$548,250$702,000$848,500$1,054,500
CLAYTON COUNTY$548,250$702,000$848,500$1,054,500
CLINCH COUNTY$548,250$702,000$848,500$1,054,500
COBB COUNTY$548,250$702,000$848,500$1,054,500
COFFEE COUNTY$548,250$702,000$848,500$1,054,500
COLQUITT COUNTY$548,250$702,000$848,500$1,054,500
COLUMBIA COUNTY$548,250$702,000$848,500$1,054,500
COOK COUNTY$548,250$702,000$848,500$1,054,500
COWETA COUNTY$548,250$702,000$848,500$1,054,500
CRAWFORD COUNTY$548,250$702,000$848,500$1,054,500
CRISP COUNTY$548,250$702,000$848,500$1,054,500
DADE COUNTY$548,250$702,000$848,500$1,054,500
DAWSON COUNTY$548,250$702,000$848,500$1,054,500
DECATUR COUNTY$548,250$702,000$848,500$1,054,500
DEKALB COUNTY$548,250$702,000$848,500$1,054,500
DODGE COUNTY$548,250$702,000$848,500$1,054,500
DOOLY COUNTY$548,250$702,000$848,500$1,054,500
DOUGHERTY COUNTY$548,250$702,000$848,500$1,054,500
DOUGLAS COUNTY$548,250$702,000$848,500$1,054,500
EARLY COUNTY$548,250$702,000$848,500$1,054,500
ECHOLS COUNTY$548,250$702,000$848,500$1,054,500
EFFINGHAM COUNTY$548,250$702,000$848,500$1,054,500
ELBERT COUNTY$548,250$702,000$848,500$1,054,500
EMANUEL COUNTY$548,250$702,000$848,500$1,054,500
EVANS COUNTY$548,250$702,000$848,500$1,054,500
FANNIN COUNTY$548,250$702,000$848,500$1,054,500
FAYETTE COUNTY$548,250$702,000$848,500$1,054,500
FLOYD COUNTY$548,250$702,000$848,500$1,054,500
FORSYTH COUNTY$548,250$702,000$848,500$1,054,500
FRANKLIN COUNTY$548,250$702,000$848,500$1,054,500
FULTON COUNTY$548,250$702,000$848,500$1,054,500
GILMER COUNTY$548,250$702,000$848,500$1,054,500
GLASCOCK COUNTY$548,250$702,000$848,500$1,054,500
GLYNN COUNTY$548,250$702,000$848,500$1,054,500
GORDON COUNTY$548,250$702,000$848,500$1,054,500
GRADY COUNTY$548,250$702,000$848,500$1,054,500
GREENE COUNTY$548,250$702,000$848,500$1,054,500
GWINNETT COUNTY$548,250$702,000$848,500$1,054,500
HABERSHAM COUNTY$548,250$702,000$848,500$1,054,500
HALL COUNTY$548,250$702,000$848,500$1,054,500
HANCOCK COUNTY$548,250$702,000$848,500$1,054,500
HARALSON COUNTY$548,250$702,000$848,500$1,054,500
HARRIS COUNTY$548,250$702,000$848,500$1,054,500
HART COUNTY$548,250$702,000$848,500$1,054,500
HEARD COUNTY$548,250$702,000$848,500$1,054,500
HENRY COUNTY$548,250$702,000$848,500$1,054,500
HOUSTON COUNTY$548,250$702,000$848,500$1,054,500
IRWIN COUNTY$548,250$702,000$848,500$1,054,500
JACKSON COUNTY$548,250$702,000$848,500$1,054,500
JASPER COUNTY$548,250$702,000$848,500$1,054,500
JEFF DAVIS COUNTY$548,250$702,000$848,500$1,054,500
JEFFERSON COUNTY$548,250$702,000$848,500$1,054,500
JENKINS COUNTY$548,250$702,000$848,500$1,054,500
JOHNSON COUNTY$548,250$702,000$848,500$1,054,500
JONES COUNTY$548,250$702,000$848,500$1,054,500
LAMAR COUNTY$548,250$702,000$848,500$1,054,500
LANIER COUNTY$548,250$702,000$848,500$1,054,500
LAURENS COUNTY$548,250$702,000$848,500$1,054,500
LEE COUNTY$548,250$702,000$848,500$1,054,500
LIBERTY COUNTY$548,250$702,000$848,500$1,054,500
LINCOLN COUNTY$548,250$702,000$848,500$1,054,500
LONG COUNTY$548,250$702,000$848,500$1,054,500
LOWNDES COUNTY$548,250$702,000$848,500$1,054,500
LUMPKIN COUNTY$548,250$702,000$848,500$1,054,500
MCDUFFIE COUNTY$548,250$702,000$848,500$1,054,500
MCINTOSH COUNTY$548,250$702,000$848,500$1,054,500
MACON COUNTY$548,250$702,000$848,500$1,054,500
MADISON COUNTY$548,250$702,000$848,500$1,054,500
MARION COUNTY$548,250$702,000$848,500$1,054,500
MERIWETHER COUNTY$548,250$702,000$848,500$1,054,500
MILLER COUNTY$548,250$702,000$848,500$1,054,500
MITCHELL COUNTY$548,250$702,000$848,500$1,054,500
MONROE COUNTY$548,250$702,000$848,500$1,054,500
MONTGOMERY COUNTY$548,250$702,000$848,500$1,054,500
MORGAN COUNTY$548,250$702,000$848,500$1,054,500
MURRAY COUNTY$548,250$702,000$848,500$1,054,500
MUSCOGEE COUNTY$548,250$702,000$848,500$1,054,500
NEWTON COUNTY$548,250$702,000$848,500$1,054,500
OCONEE COUNTY$548,250$702,000$848,500$1,054,500
OGLETHORPE COUNTY$548,250$702,000$848,500$1,054,500
PAULDING COUNTY$548,250$702,000$848,500$1,054,500
PEACH COUNTY$548,250$702,000$848,500$1,054,500
PICKENS COUNTY$548,250$702,000$848,500$1,054,500
PIERCE COUNTY$548,250$702,000$848,500$1,054,500
PIKE COUNTY$548,250$702,000$848,500$1,054,500
POLK COUNTY$548,250$702,000$848,500$1,054,500
PULASKI COUNTY$548,250$702,000$848,500$1,054,500
PUTNAM COUNTY$548,250$702,000$848,500$1,054,500
QUITMAN COUNTY$548,250$702,000$848,500$1,054,500
RABUN COUNTY$548,250$702,000$848,500$1,054,500
RANDOLPH COUNTY$548,250$702,000$848,500$1,054,500
RICHMOND COUNTY$548,250$702,000$848,500$1,054,500
ROCKDALE COUNTY$548,250$702,000$848,500$1,054,500
SCHLEY COUNTY$548,250$702,000$848,500$1,054,500
SCREVEN COUNTY$548,250$702,000$848,500$1,054,500
SEMINOLE COUNTY$548,250$702,000$848,500$1,054,500
SPALDING COUNTY$548,250$702,000$848,500$1,054,500
STEPHENS COUNTY$548,250$702,000$848,500$1,054,500
STEWART COUNTY$548,250$702,000$848,500$1,054,500
SUMTER COUNTY$548,250$702,000$848,500$1,054,500
TALBOT COUNTY$548,250$702,000$848,500$1,054,500
TALIAFERRO COUNTY$548,250$702,000$848,500$1,054,500
TATTNALL COUNTY$548,250$702,000$848,500$1,054,500
TAYLOR COUNTY$548,250$702,000$848,500$1,054,500
TELFAIR COUNTY$548,250$702,000$848,500$1,054,500
TERRELL COUNTY$548,250$702,000$848,500$1,054,500
THOMAS COUNTY$548,250$702,000$848,500$1,054,500
TIFT COUNTY$548,250$702,000$848,500$1,054,500
TOOMBS COUNTY$548,250$702,000$848,500$1,054,500
TOWNS COUNTY$548,250$702,000$848,500$1,054,500
TREUTLEN COUNTY$548,250$702,000$848,500$1,054,500
TROUP COUNTY$548,250$702,000$848,500$1,054,500
TURNER COUNTY$548,250$702,000$848,500$1,054,500
TWIGGS COUNTY$548,250$702,000$848,500$1,054,500
UNION COUNTY$548,250$702,000$848,500$1,054,500
UPSON COUNTY$548,250$702,000$848,500$1,054,500
WALKER COUNTY$548,250$702,000$848,500$1,054,500
WALTON COUNTY$548,250$702,000$848,500$1,054,500
WARE COUNTY$548,250$702,000$848,500$1,054,500
WARREN COUNTY$548,250$702,000$848,500$1,054,500
WASHINGTON COUNTY$548,250$702,000$848,500$1,054,500
WAYNE COUNTY$548,250$702,000$848,500$1,054,500
WEBSTER COUNTY$548,250$702,000$848,500$1,054,500
WHEELER COUNTY$548,250$702,000$848,500$1,054,500
WHITE COUNTY$548,250$702,000$848,500$1,054,500
WHITFIELD COUNTY$548,250$702,000$848,500$1,054,500
WILCOX COUNTY$548,250$702,000$848,500$1,054,500
WILKES COUNTY$548,250$702,000$848,500$1,054,500
WILKINSON COUNTY$548,250$702,000$848,500$1,054,500
WORTH COUNTY$548,250$702,000$848,500$1,054,500