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How Portfolio Loans Work

How Portfolio Loans Work

Show Notes

A portfolio loan is not necessarily a specific loan program, but an approach to lending that some lenders are taking that offers greater flexibility than traditional loan programs like Fannie Mae, Freddie Mac, FHA, VA or USDA.

Portfolio loans offer flexibility with waiting periods, income documentation, and loan amounts.  These are not “hard money” loans that you’ve heard about, the interest rates and fees fall somewhere between traditional financing and hard money.

In this episode, Josh and I cover portfolio loans soup to nuts, and you should be able to walk away with a good understanding of what a portfolio loan is, and if it’s the right option for you right now.

Links and Resources

Below you will find links to some of our most popular articles about portfolio loans that expand on the points that we touch on in this conversation.

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About the Author

Scott Schang

A 20 year veteran of the Mortgage and Real Estate industry, I am passionate about educating and empowering consumers. I have been writing about consumer protection issues, and making sense of complicated real estate and mortgage topics on this website since 2007

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