VA Loan Limits by California County
The following loan limits indicate the maximum loan guarantee that allows an eligible Veteran may borrow with no down payment.
California Veterans trying to buy a home using their VA Home Loan Benefit can borrow more than the below listed loan amounts.
Loan amounts greater than the maximum loan limit will be required to have a down payment equal to 25% of the difference between the maximum loan limit, and the actual loan amount.
County | State | 100% Financing Loan Limit |
ALAMEDA | CA | $636,150 |
ALPINE | CA | $463,450 |
AMADOR | CA | $424,100 |
BUTTE | CA | $424,100 |
CALAVERAS | CA | $424,100 |
COLUSA | CA | $424,100 |
CONTRA COSTA | CA | $636,150 |
DEL NORTE | CA | $424,100 |
EL DORADO | CA | $488,750 |
FRESNO | CA | $424,100 |
GLENN | CA | $424,100 |
HUMBOLDT | CA | $424,100 |
IMPERIAL | CA | $424,100 |
INYO | CA | $424,100 |
KERN | CA | $424,100 |
KINGS | CA | $424,100 |
LAKE | CA | $424,100 |
LASSEN | CA | $424,100 |
LOS ANGELES | CA | $636,150 |
MADERA | CA | $424,100 |
MARIN | CA | $636,150 |
MARIPOSA | CA | $424,100 |
MENDOCINO | CA | $424,100 |
MERCED | CA | $424,100 |
MODOC | CA | $424,100 |
MONO | CA | $529,000 |
MONTEREY | CA | $575,000 |
NAPA | CA | $615,250 |
NEVADA | CA | $477,250 |
ORANGE | CA | $636,150 |
PLACER | CA | $488,750 |
PLUMAS | CA | $424,100 |
RIVERSIDE | CA | $424,100 |
SACRAMENTO | CA | $488,750 |
SAN BENITO | CA | $636,150 |
SAN BERNARDINO | CA | $424,100 |
SAN DIEGO | CA | $612,950 |
SAN FRANCISCO | CA | $636,150 |
SAN JOAQUIN | CA | $424,100 |
SAN LUIS OBISPO | CA | $586,500 |
SAN MATEO | CA | $636,150 |
SANTA BARBARA | CA | $625,500 |
SANTA CLARA | CA | $636,150 |
SANTA CRUZ | CA | $636,150 |
SHASTA | CA | $424,100 |
SIERRA | CA | $424,100 |
SISKIYOU | CA | $424,100 |
SOLANO | CA | $424,100 |
SONOMA | CA | $595,700 |
STANISLAUS | CA | $424,100 |
SUTTER | CA | $424,100 |
TEHAMA | CA | $424,100 |
TRINITY | CA | $424,100 |
TULARE | CA | $424,100 |
TUOLUMNE | CA | $424,100 |
VENTURA | CA | $636,150 |
YOLO | CA | $488,750 |
YUBA | CA | $424,100 |