Rancho Cucamonga Homeownership Assistance Program

In order to qualify to participate in the Ranch Cucamonga Homeownership Assistance Program, you must:

• Reside in San Bernardino County for at least 1 year before applying to the program.
• Participate at least 1-year in the Housing Choice Voucher Program or Public Housing Program.
• Be in good standing with the Housing Authority.
• Have no previous home ownership history within the past 3 years.
• Must be currently employed full time for at least 2 years earning more than $14,500 a year (2000 hours at Federal minimum wage). This requirement does not apply to disabled or elderly (62 years or older) participants.
• Be credit worthy to secure their own mortgage financing through a lender, including no outstanding collection accounts, judgments or liens and at least 2 years since the discharge of a bankruptcy.
• Have a gross household income of at least 2 times the HACSB payment standard for the unit size (this requirement does not apply to disabled or elderly participants).
• Can contribute a total down payment of 3% of the purchase price. The program requires at least 1% of the down payment must come from the participant. The other 2% can be gifts, contributions and grants.

Additional Assistance Programs

If funds are no longer available, or you are unable to meet the qualifications for this assistance program, there are other options that may be available to you.

California home buyers should also explore Mortgage Credit Certificates, CRA Programs, Lender/Agent Credits or other creative down payment and closing cost assistance options.